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February 12, 2018

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Wildfire Insurance: Are you covered?

February 6, 2018

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Wildfire Insurance: Are you covered?

February 6, 2018

The February 1, 2018 Los Angeles Times "Wildfire Watch" article by Joseph Serna tells  us: "Insurers in California have received more than $11.7 billion in claims from wildfires that ripped across Northern and Southern California last year, the state insurance commissioner announced Wednesday."

 

Later he wrote "since it appears that the mudslide's "proximate cause" was the Thomas fire – which most homeowners were covered for – companies should pay out claims for mudslide damage even if they didn't have flood insurance. He issued a formal notice telling companies as much on Monday."California law provides that when a covered peril is in effect the proximate cause of an uncovered peril, then insurers should pay claims with the uncovered peril," he said. "If the fire is covered by the policy and is the proximate cause of the mudslide which is not, insurers should pay claims."

 

Take advantage of my video inventory service BEFORE a disaster wipes out all your property, then securely upload the video to your Cloud-service.  This will be welcome documentation of your property when it is time to file an insurance claim.

 

 

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